For second-hand cars crediting banks have provided some software products. Most expensive of them is an express crediting program. Its application gives the highest credit interest on. But the client chooses such program if urgent registration is required, with minimal quantity of documents without guarantee and references. Registration of “express crediting” requires the passport of the borrower and car license. However, the compulsory payment rises to thirty percent from the cost of the bought car.
If the client wishes to obtain the minimal interest he should submit a heap of references. But such registration of the credit for a car in case of submission salary certificate by the borrower confirming his high income may be helpful to such client to obtain minimal percent.
Summarizing mentioned above we can make a conclusion that: bank is not an institution which distributes money easily. Such heap of documents from potential borrowers is necessary to give rich bankers the opportunity to sleep peacefully and they will be OK. These documents give additional guarantees and confirmations that the borrower is a fair person who has permanent job, stable earnings and regularly pays taxes. Banks always say “good-bye” to thieves and swindlers.
Remember incredible number of references collected by you will allow obtaining the minimal interest and to make payment of a smaller car loan amount.